A Cross-Tab object is a grid that returns
values based on the criteria you specify. Data is presented in a compact
format, which makes it easier to compare data and identify trends.
A standard report grouped by region and by
product will provide information on quantities of a product for each region,
but the data will be spread out and difficult to analyze, as in the following
figure.

A Cross-Tab report displays the
information in a compact format, which makes it easier to see the results.

The cross-tab is made up of rows, columns,
and summary fields. The summary fields are the intersection of rows and
columns. Their values represent a summary (sum, count, and so on) of those
records that meet the row and the column criteria.
A Cross-Tab also includes several totals:
row totals, column totals, and grand totals. The grand total is the value at
the intersection of the row total and the column total.